Archive for the ‘Safety’ Category

Why Is Having Motorcycle Insurance So Important?

Saturday, May 21st, 2011

Why Is Having Motorcycle Insurance So Important?

There are some people who would rather skip out on getting insurance for their motorcycle because they do not ride it very often. The problem here is that it is a legal requirement to have insurance for your motorcycle. Not only that, accidents could happen to anyone at anytime, even on that day of the year you take your bike out for a ride. Although it may be tough to think about being in an accident, it is important to make sure that you have proper coverage in place.

Now, one thing you may enjoy hearing is that motorcycle insurance usually will not cost anywhere near what you would pay for car insurance. This is because most motorcycles are not used for daily riding all year long. Since this is usually the case, you will not have to break the bank to get the proper coverage you need for your bike.

If you choose to continue to ride without insurance you could find yourself in quite a bit of trouble. Not only could you get points on your license, you could end up having to pay fines and even lose your license entirely. If an accident were to occur you would find yourself paying out of pocket for damages to your motorcycle, damages to the other vehicle, medical bills and all the other things that come with getting in a car accident.

Don’t go without it! At Georgia Motorcycle Insurance we’re here to help! Give us a call at 1-86-Motorcycle

Motorcycle Safety Training Courses

Tuesday, March 29th, 2011

Whether you’re learning to ride a motorcycle or an avid rider who’s looking to refresh your skills, motorcycle training courses offer something for riders of every level of experience.

Basic rider training courses are designed for beginning riders and typically consist of classroom instruction and on-the-road training. You will learn the rules of the road, the basic mechanics and tips on how to safely operate a motorcycle.

Experienced rider courses are also available for those riders looking to refresh or enhance their skills. These classes emphasize on-the-road skills practice. In some areas, classes specifically geared toward scooter and dirt bike riders are also available.

The Motorcycle Safety Foundation, in addition to some motorcycle dealerships, offers courses throughout the United States. To locate an MSF site near you, visit www.msf-use.org.

Not only does taking a motorcycle training course make you a better, more competent rider, it may also make you eligible for discounts on your motorcycle insurance.

For more information or to get a free quote for motorcycle insurance in Georgia please call 1-877-77GoAIB or 1-877-774-6242 or fill out the following online application.

Getting a Motorcycle License

Sunday, January 23rd, 2011

Requirements for obtaining a motorcycle license vary from state to state. Web sites, including www.dmv.org, provide information required by each state.

Potential riders should start by obtaining a motorcyclists’ handbook, which provides information about riding gear and safety and education courses. Many states require that riders pass a Motorcycle Safety Foundation training course. To locate an MSF site near you, go to www.msf-usa.org.

Next, apply for a motorcycle instruction permit. The permit is usually valid for six months from the date it is issued and allows you time to complete your motorcycle-training course or take a motorcycle skills test, if necessary, and apply for a permanent license.

For more information or to get a free quote for motorcycle insurance in Georgia please call 1-877-77GoAIB or 1-877-774-6242 or fill out the following online application.

Think Safety for Women’s Motorcycle Month

Friday, July 10th, 2009

Since July is Women’s Motorcycle Month, Ga Motorcycle Insurance is reminding female riders they can stay safe and still enjoy their rides this summer. A fast-growing segment of the biker population, women represent one-third of the Motorcycle Safety Foundation’s riding course and about 10 percent of the country’s riding population.

Women’s bikers are growing in numbers, with the number of licensed motorcycle riders increasing by 28 percent over the past five years. During that same time frame, the number of licensed male motorcycle riders has only grown seven percent.

“At Ga Motorcycle Insurance, we understand that bikes are an increasingly fun past time for many female consumers – especially during the summer months,” GA Motorcycle Insurance Agent said. “But it’s important to us that riders – both male and female alike – know how to ride safely, and motorists understand the proper ways to share the road.”

Motorcycle fatalities have more than doubled during the past 10 years, accounting for over 4,500 deaths and 78,000 injuries annually, according to the U.S. Department of Transportation. Additionally, the National Highway Traffic and Safety Administration reports more than two-thirds of all fatal motorcycle crashes involve a motorcycle and another vehicle.

In conjunction with Women’s Motorcycle Month, GA Motorcycle Insurance and the NHTSA suggest the following safety tips for motorcycle riders:

  • Protect yourself: Choose gear that increases your visibility and provides protection if you were in a crash. Always wear a helmet that fits right, and has a DOT label showing that it meets federal safety standards.
  • Keep control: Know your bike’s limits. Stick to the speed limit. Use your signals. Brake smart by using both brakes at the same time, slow and steady.
  • Know the road:  Watch for hazardous road conditions, including potholes, wet leaves and railroad tracks.
  • Make sure other drivers can see you: Never share a lane with a car. Don’t ride in blind spots or tailgate. Always use your headlights.
  • Be respectful of others: Don’t weave through traffic or diver on the shoulder.

Motorists can follow these tips from GA Motorcycle Insurance and the NHTSA to help keep the roads safer for both themselves and motorcyclists:

  • Motorcycles are small and may be difficult to see: Remember that bikers are often hidden in a vehicle’s blind spot or missed in a quick look due to the bike’s smaller size. Always check your mirrors and blind spots before entering or leaving a lane.
  • Allow the bike a full lane width: Although it may seem as through there is enough room in the traffic lane for both a automobile and motorcycle, remember the motorcyclist needs room to maneuver safely. Never share a lane with a motorcycle.
  • Allow more following distance: Don’t follow a motorcycle too closely. Allow enough room for the motorcyclist to take evasive actions. In dry conditions, bikers can stop more quickly than cars.
  • Always use your signals: This allows the biker to anticipate traffic flow and find a safe lane position. Don’t be fooled by a flashing turn signal on a motorcycle because motorcycle signals usually are not self-cancelling and bikers sometimes forget to turn them off. Wait to be sure the biker is going to turn before proceeding.
  • Be aware of road conditions: Minor annoyances to you may pose major hazards to bikers. Motorcyclists may change speed or adjust their position suddenly in reaction to road and traffic conditions such as potholes, gravel, wet or slippery surfaces, pavement seams, railroad crossings and grooved pavement.

For more information on motorcycle safety topics, contact GA Motorcycle Insurance Agent at 1-86-Motorcycle.